1. https://www.cnbc.com/2023/10/31/62percent-of-americans-still-live-paycheck-to-paycheck-amid-inflation.html#:~:text=Personal%20Finance-,62%25%20of%20Americans%20are%20still%20living%20paycheck%20to%20paycheck%2C%20making,main%20financial%20lifestyle%2C'%20report%20finds 2. https://www.insurance.com/life-insuranmoney-problem-secce/coverage/term-life-insurance.aspx
money problem.